Convenience Store Payment Processing

Sub-second tap. Cigarette scan. EBT and SNAP. Lottery and money orders.

C-store payments tuned for high transaction count, thin margins, and the operational reality of running on cash plus card plus benefits programs.

C-stores live on transaction count, not ticket size. The morning rush moves 200-400 transactions an hour at $4-8 per ticket, so anything that adds half a second per swipe costs you money in lost throughput. We tune your processing for sub-second tap and chip, cigarette scan compliance with PACT Act prompts, EBT and SNAP split-tender for food vs non-food, lottery and money order workflows, and end-of-shift drawer counts that don't take 45 minutes.

What we do for Convenience Store

  • Sub-second tap and chip with offline transaction queueing
  • PACT Act compliant cigarette and tobacco scan
  • EBT and SNAP processing with split-tender for mixed baskets
  • Lottery and money order workflows with separate reporting categories
  • True dual pricing with shelf-tag cash and card prices (the c-store cost-killer)

Frequently Asked Questions

Can I process EBT and SNAP?

Yes, on eligible food items. We handle FNS authorization and PIN-pad configuration. Split-tender lets a customer pay for food on EBT and non-food (paper goods, alcohol, tobacco) on card or cash in one transaction. Standard for c-stores running mixed baskets.

What about cigarette scan and PACT Act compliance?

PACT Act compliance for tobacco sales requires age verification and certain reporting on online sales. In-store cigarette scan triggers age prompts at the SKU level. We configure both based on your state's specific tobacco rules.

Can clerks process money orders and lottery?

Yes. Money order issuance and lottery sales are first-class POS workflows with separate reporting categories that don't muddy your card-processing reconciliation. Western Union, MoneyGram, and state lottery integrations are supported.