High-ticket retainers, lead-gen payouts, dispute defense for service work.
Specialty accounts that handle high average tickets, recurring agency retainers, and the chargeback patterns service deliverables generate.
Marketing agencies and lead-gen operators run high-ticket transactions, recurring retainers, and the kind of dispute patterns service-deliverable businesses always see: scope-creep complaints, deliverable-quality disputes, missed-deadline refund demands. Generalist processors avoid the vertical because of the chargeback profile. We place you with banks that understand agency billing patterns, audit your client agreements before submission, and run representment that wins service-deliverable cases other shops walk away from.
Agency engagements have high average tickets, subjective deliverable quality, and the chargeback patterns of service businesses everywhere: client expectations don't match reality, scope creeps, deadlines slip, satisfaction is hard to prove. Card brands and underwriters categorize the vertical accordingly.
Yes. Lead-gen networks paying out to media buyers and publishers can use payout APIs with KYC built in. The regulatory layer (1099 generation, OFAC screening) varies based on your platform structure. We scope the program during onboarding.
Supported. Both per-event and recurring billing models work, and we can configure usage metering through our API for platforms that need to bill on activity volume rather than flat retainer.