Compliant processing for research-use-only peptide retailers.
Specialty accounts for peptide and research-chemical merchants, with banks that understand the difference between research-use and pharmaceutical sales.
Peptide retailers operate in a regulatory gray zone. Research-use-only peptides aren't FDA-approved drugs and can't be marketed for human consumption, but they're legal to sell as research material with proper labeling and disclaimers. Most banks won't touch the category at all. We work with acquirers that openly serve compliant peptide retailers, audit your site copy and disclaimers before submission, and tune chargeback workflows for the subscription billing patterns that dominate the category.
Research-use-only peptide sales are generally legal in the US when properly labeled and not marketed for human consumption. Your product pages, disclaimers, and refund policy have to make the research-use restriction unambiguous. We help you get the compliance posture right before underwriting sees the file.
We place you with banks that openly serve the vertical, so your account won't be terminated for selling peptides per se. Termination still happens for the same reasons it does in any vertical: chargeback ratio above 1%, fraud, or a material change to your business that wasn't disclosed.
Yes. Subscription is the dominant pattern in the category. Tokenized recurring with smart retry on declines, customer-facing self-serve cancellation, and dunning workflows are all built in. The trick is keeping the dispute ratio low, which is why our representment is built specifically for this category.