Robinhood Chain launched Q1 2026. GENIUS Act stablecoin regulations are finalizing through 2026-2027. Tokenized real estate, private credit, T-bills, and equities are accelerating. Issuers need to convert stablecoin sale proceeds into USD operating capital. Traditional banks freeze them as suspected crypto exchanges (JPMorgan already terminated BlindPay and Kontigo). Clay Pay places these files at banks willing to underwrite tokenized-asset issuers with the clear compliance posture (BSA/AML program, sanctions screening, GENIUS Act registration, asset custody attestation).