3+ months processing history required. No startups.
For continental EU-formed businesses (SARL, SAS, GmbH, BV, SL, SRL, Ltd, Lda entities across France, Germany, Netherlands, Spain, Italy, Ireland, Belgium, Portugal, and other EEA states) with at least three months of processing history. SEPA and EUR settlement, PSD2 SCA compliant, GDPR-compliant data handling with DPA and sub-processor list documented at boarding, EUR interchange-plus with IFR caps.