When Stripe terminates without warning. We place you with banks that openly serve your vertical.
Visa's 2026 VAMP program drops the Excessive merchant threshold to 1.5% with $8/transaction fees once flagged. We monitor your dispute ratio in real time and run aggressive representment to keep you under that band. Direct relationships with banks that openly underwrite hemp, kratom, peptides, firearms, coaching, adult, and other verticals aggregators won't touch. No MATCH-list surprises, no quiet de-banking.